Leasing is a cheap and hassle-free way to get on the road. It is basically a long-term rental agreement that allows you to use a vehicle for a specific period of time (typically two to four years) at a fixed monthly rate.

Personal car leasing offers a cheaper funding solution to purchasing a brand new vehicle with dealer finance or a bank loan.

Lease payments are relatively lower than loan payments because you are paying only for the car’s depreciation cost during the entire lease term, rather than paying the entire cost of the vehicle. Monthly lease payments typically include rent charges (interest charges), taxes and fees.

One of the main advantages of personal leasing is you can tailor your contract to suit your exact requirements.

With flexible contract terms, you can choose how long you will rent the car, how high your mileage will be, how much you will pay upfront, and so on.

Is it right for you?

In general, personal leasing is a good vehicle financing option if you intend to drive a car or van for private use.

If you are an employed individual or a sole trader who isn’t VAT registered, then you are eligible for a personal lease. It’s also a great solution if you want a fixed monthly payment or if you know the expected annual mileage you will cover.

You can easily qualify for the cheapest deals if you have a good credit score. But even with a poor credit score, you can still get a lease, although your monthly payments will be considerably higher.

Drive a brand new car for less

Why buy when you can drive the car of your dreams for a lot less?

With fixed monthly payments, car leasing helps you avoid running into any unexpected costs. At the end of the contract, you can opt to purchase the car and pay the remaining costs to own it.

Alternatively, if you don’t want to carry the burden of depreciation or reselling, you can simply hand the car back to us and walk away or lease another car.

Imagine driving a new car every few years… Well, you definitely can!

PJ Leasing offers a great deal on hundreds of different car makes and models, including:

  • Alfa Romeo
  • Aston Martin
  • Audi
  • BMW
  • Cadillac
  • Chevrolet
  • Chrysler Jeep
  • Citroen
  • Dodge
  • Fiat
  • Ford
  • Hyundai
  • Honda
  • Infiniti
  • Jaguar
  • Kia
  • Land Rover
  • Lexus
  • Lotus
  • Mazda
  • Mercedes
  • Mini
  • Mitsubishi
  • Nissan
  • Peugeot
  • Porsche
  • Renault
  • Saab
  • Seat
  • Skoda
  • Smart
  • Subaru
  • Toyota
  • Vauxhall
  • Volkswagen
  • Volvo

For all personal leases, PJ Leasing will cover free delivery and full maintenance, including servicing, tyres, and 24-hour breakdown service. Call us today!